Watercraft Coverage Information
Covers your legal liability for property damage and bodily injury that you are legally responsible for as the result of an accident.
Watercraft and Equipment:
Pays for losses to your personal watercraft from collision and other perils, such as sinking, fire, vandalism and theft.
Covers Bodily Injury and Property Damage caused by you while the insured watercraft is being used for water-skiing, aqua-planing or any similar sport.
Covers your trailer used for transporting your personal watercraft for loss due to collision and from "other than collision" perils.
Since watercraft and equipment insurance covers only the stock watercraft itself, many owners add "accessory coverage" to protect custom equipment.
Pays your medical expenses, up to the limit of the coverage, for injuries suffered as a result of using your watercraft